Friday, 2 November 2012

How to Find a Good Bankruptcy Attorney

If you declare bankruptcy, you are in for a long and complicated process with a lot of room for error. Fortunately, hiring a bankruptcy attorney to make the process easier, because they will guide you through each step and can provide you with all the documentation you need to complete your application.

Unfortunately, because the demand for bankruptcy lawyers has increased, so has the number of unscrupulous and corrupt lawyers who want your need for qualified, honest representation at an affordable fee to operate. So if you are considering bankruptcy, there are several things you should keep in mind to help you find a good bankruptcy lawyer.

Not fall prey to promises of "discounts"

Many bankruptcy attorneys claim that your case for $ 700 or less, or quote unrealistically low cost that might sound appealing - but they do not know that their first citation stabbing not the $ 306 court filing fee to participate. In addition, their impractically low quote even applies to you - there are some exceptions that you are under, in which case you will not receive the discount quoted in bankruptcy. Thus, the fee only applies to single filers, unmarried couples, or persons with a minimal amount of debt (eg $ 10,000 - $ 15,000) and no assets. Before you know it, the discounted quote only applies to a small percentage of filers!

If these unscrupulous lawyers lie to you from the beginning, why would you trust them to handle your case? It does not matter which bankruptcy attorney you choose to work with, you should always do your research prior to the filing of a bankruptcy. How long has the company as a lawyer? How many satisfied customers do they have? Which service they will? Look for a full service law firm capable of more than just legal representation - this means they help you determine which chapter of bankruptcy is best for you, and they will handle the complex paperwork, accompany you to meetings and creditor will eventually simplify the filing process.

Bankruptcy Specialization and Certification

While many attorneys provide representation to clients filing for bankruptcy, it is best to hire a lawyer who specializes in bankruptcy, instead of a lawyer who practices law in a variety of different areas. Lawyers who specialize primarily in bankruptcy will be able to provide you with the knowledge and experience that lawyers who specialize in a variety of areas can not.

Moreover, to hire a bankruptcy lawyer, make sure that the individual has certifications by accredited institutions to back up his / her claims of expertise - for example, they must be certified by the American Bankruptcy Institute and a member of the National Association of Consumer Bankruptcy Attorneys, Bankruptcy demonstrating expertise and the ability to keep up with the changes in the bankruptcy law.

Consider the size of the Law Firm

When choosing a bankruptcy lawyer, bigger is not always better - there are some drawbacks to working with a larger firm, including higher costs and lack of personal attention. On the other hand, smaller companies pay more attention to walking you through the process of bankruptcy, but the lawyer workloads more hectic and they have less time to devote to your case. Carefully weigh the options - you'll want to hire someone who is not only experienced, but they need time to present your case to see to have the most positive conclusion - with the attention you need.

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